Jim Gordon over at the Boss Hatch blog has a great post on how to form an LLC. I have formed two of them, and they are super easy to form, without an attorney. Which is one reason attorneys often won’t tell you to form an LLC. They want you to form […]
If you are considering a loan for a new business or expansion, you need to know the difference. I had an SBA Business Development Specialist explain this to me and I wanted to pass it along to you:
Collateral is assets the lender might be able to convert to cash to pay off the loan […]
Jim has been talking a lot in previous blogs about the sub-prime lending crisis and what you can learn from it. And many people, baby boomers included, are in difficult positions. Ren Garcia over at Accounting$olver has a recent series of blogs on this subject, each with advice on how “fall out shelters” against this […]
Mary Emma Allen, over at Home Biz Notes, recently answered a reader’s question about starting a home typing business. I’m assuming the question was about word process on computers, not typewriters. Reminds me of the old Selectric typewriters with the balls you could replace for different fonts…. Back in the 80s, when […]
As small business people and baby boomers, we are all concerned about the future of healthcare (or rather, healthcare costs and insurance) in the U.S.
Miki Saxon has written a good post about this on her Leadership Turn blog. She is going to be posting comments from business people and people in the health […]
Which of the following is true? Veterans are:
More likely than others to start businesses
More successful in their businesses than others
Working in home-based businesses.
The answer, of course, is “All of the Above.” If you’re a baby boomer veteran considering starting a small business, there are many resources to help you. The […]
I have a virtual assistant (Cindy Gaffen at Virtuallyfantastic.com) and she really is fantastic. Last month, I was working on a writing assignment and I was getting behind with collecting permissions and sending them to my publisher. She did this so efficiently I didn’t have to worry about it, and I could concentrate on […]
I talked with several people lately who not been able to find startup money from a bank without collateral. So they borrowed the money for the collateral. At over 11 % interest. Yikes!
I see several problems with this scenario. First, this new loan goes on your credit rating. Unless […]
We just had an ice storm here in Iowa, and it reminded me about the dilemma most small businesses face - should I open during bad weather, especially during the holiday season?
Why should you stay open?
You need the money from sales
You may be disappointing some customer who is counting on you being open
You may have […]
I’ve been putting it off, I admit it. This is the classic example of “Do as I say, not as I do.” I write about financial subjects, and keeping your finances in order, but I haven’t been doing a good job of keeping the financial records for my business in order. I […]
business advice for boomers
Written by Jean Murray [email] for b5media.
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