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Small Business Boomers

Archive for December 2007

December 31st, 2007

You Get What You Put Up With - No more movies or low fees!

This is my last rant for 2007: You get what you put up with. Two examples:
EXAMPLE 1. I went to a movie theater with my son and daughter over the holidays. This was the first movie I had seen in a long time at the theater (my husband and I usually […]

By Jean -- 2 comments

December 30th, 2007

Startup Loans: Get a loan to get another loan?

I talked with several people lately who not been able to find startup money from a bank without collateral. So they borrowed the money for the collateral. At over 11 % interest. Yikes!
I see several problems with this scenario. First, this new loan goes on your credit rating. Unless […]

By Jean -- 0 comments

December 29th, 2007

Quote of the week: Here is to sound beginnings

“A life without purpose is a languid, drifting thin; Every day we ought to review our purpose, saying to ourselves:  This day, let me make a sound beginning, for what we ahve hitherto done is naught.”                    Thomas A. Kempis
As we draw close to the end of the year, we all seem to find ourselves reflecting, […]

By Jean -- 0 comments

December 27th, 2007

Thinking and Doing

With Apple stock nearing $200 I thought I would relate my Apple shopping experience experience this holiday season.  The contrast between that experience and the one I had with Ticket-Master is illuminating.
I wanted to buy an iTunes gift card at my local Apple store.  First, there were 3 young guys waiting for me as I entered the store.  […]

By jim -- 0 comments

December 26th, 2007

Health care is biggest small business concern

You weren’t surprised, I’m sure. As small business owners, you and I are definitely concerned about paying for health care. The smaller the business, the less cash flow is available to pay for benefits.  And costs continue to rise with no end in sight.
A November survey by the National Association of Professional Employer […]

By Jean -- 2 comments

December 25th, 2007

Just Because You Can - Doesn’t Mean You Should

As an electrical engineer by education I find over engineering to be one of the major sins of our age.  Hence, I rail against it.  Below is my most recent encounter with over engineering.  Please, feel free to pass along your experiences with engineers who make things because they can, not because they should.
I love Toyota […]

By jim -- 0 comments

December 25th, 2007

Merry Christmas!

 
If you celebrate Christmas, we hope you are somewhere safe and warm, and that you are celebrating with loved ones, or at least talking with them.
If you don’t celebrate Christmas, we hope you have this time to enjoy some well-deserved rest. Stay away from those malls!
Jean and family
Tags: christmas, family, holidayShare This

By Jean -- 0 comments

December 24th, 2007

Low Taxes Do Not A Good Business Environment Make

Recently, the Small Business and Entrepreneurship Council released its rating of the various states by what it measures as the best environment for small businesses and entrepreneurs.  http://money.cnn.com/2007/11/16/smbusiness/SBE_states_lists.fsb/index.htm  Small Business and Entrepreneurship Council’s Unfortunately the big criteria is low business taxes. 
The major criteria I would use is the mass of highly educated and trained people.  […]

By jim -- 0 comments

December 23rd, 2007

Charity begins when you hang up the phone

I’m on every no-call list I can think of, but that does not protect me from the solicitation phone calls from charities.  When I receive a begging phone call, my first rule is to hang up the phone.  Once I’ve determined that I’ve never heard of the organization, I don’t even listen to their canned […]

By jim -- 0 comments

December 22nd, 2007

Getting The Whole Story

If you want to get in an argument with a journalist just tell them that every story, even straight news, has a point of view.  Boy, do they get indignant.  It’s just like you said that the emperor has no clothes.  I’m sorry, but it is still true. 
That said, there are at least 2 places you […]

By jim -- 0 comments

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